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Loans
Loan Rates
Rates Effective as of: 01-25-2020Auto Loans
Loan Type Terms Annual Percentage Rate* New & Used Auto Up to 84 months 2.99%-18.00%* *APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
Rates Effective as of: 01-25-2020Home Equity Loans
Loan Type Terms Annual Percentage Rate* Home Equity Up to 15 years 5.00% – 12.50% * Home Equity Line of Credit 4.75% – 16.00% ** * APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
** Variable rate based on the Prime Rate as published in the Wall Street Journal.Rates Effective as of: 01-25-2020Boats & RV’s
Loan Type Terms Annual Percentage Rate* Boat & RV (0-3 years) Up to 15 years 5.50% – 13.00% * Boat & RV (over 3 years) Up to 12 years 6.50% – 14.00% * * APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
Rates Effective as of: 01-25-2020Motorcycle Loans
Loan Type Terms Annual Percentage Rate* New & Used Motorcycle Up to 84 months 4.99%* – 12.49%* * APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
Rates Effective as of: 01-25-2020Mobile Home
Loan Type Terms Annual Percentage Rate* New Mobile Home Up to 15 years 15.00%* Used Mobile Home Up to 10 years 16.00%* * APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
Rates Effective as of: 01-25-2020Visa Cards
Loan Type Terms Annual Percentage Rate* Visa Platinum Point Rewards Credit Card Revolving 7.92%*-12.84%* Visa Platinum Cash Back Rewards Credit Card Revolving 9.96% *- 14.88% * * APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
Rates Effective as of: 01-25-2020Personal Loans
Loan Type Terms Annual Percentage Rate* Unsecured Loan Up to 60 months 8.75%* – 18.00%* * APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
Rates Effective as of: 01-25-2020Line of Credit
Loan Type Terms Annual Percentage Rate* Open-End Line of Credit Revolving 13.90%* * APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
Rates Effective as of: 01-25-2020Secured Loans
Loan Type Terms Annual Percentage Rate* Savings Secured Loan Up to 60 months 4.00%* Certificate Secured Loan Not to exceed certificate Certificate rate rounded up + 3.00%*** * APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
***Floor Rate is 4.00%Rates Effective as of: 01-25-2020Credit Builder Loans
Loan Type Term Annual Percentage Rate* Credit Builder Loan Up to to 36 months Certificate rate rounded up + 4.00%* * APR=Annual Percentage Rate rage: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
Rates Effective as of: 01-25-2020Vehicle Products
Loan Type Terms Annual Percentage Rate* MBI Loan Up to 36 months 8.00%* * APR=Annual Percentage Rate range: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
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Savings and Checking
Savings and Checking Rates
Rates Effective as of: 01-25-2020Savings Accounts Rates
Daily Balances Dividend Rate Annual Percentage Yield* $5.00 & Up 0.10% 0.10% *APY = Annual Percentage Yield. For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by our Board of Directors.
Rates Effective as of: 01-25-2020Rewards Checking Account Rates
Daily Balances Dividend Rate Annual Percentage Yield* $5.00 & Up 0.05% 0.05% *APY = Annual Percentage Yield. For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by our Board of Directors.
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Money Market & IRAs
Money Market & IRA Rates
Rates Effective as of: 01-25-2020Money Market Savings Accounts Rates
Daily Balances Dividend Rate Annual Percentage Yield* $100,000 & Up 0.50% 0.50% $50,000 to $99,999.99 0.40% 0.40% $20,000 to $49,999.99 0.30% 0.30% $5,000 to $19,999.99 0.20% 0.20% *APY = Annual Percentage Yield. For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by our Board of Directors. Money market Accounts are a tiered variable rate accounts and the rate and APY* are subject to change after account is opened. Must have a balance of $5,000 to open and maintain the account and to obtain the disclosed APY*
Rates Effective as of: 01-25-2020IRA Savings Accounts Rates
Daily Balances Dividend Rate Annual Percentage Yield* $5.00 & Up 0.25% 0.25% *APY = Annual Percentage Yield. For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by our Board of Directors. Money market Accounts are a tiered variable rate accounts and the rate and APY* are subject to change after account is opened. Must have a balance of $5,000 to open and maintain the account and to obtain the disclosed APY*
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Share Certificates
Share Certificate Rates
Rates Effective as of: 01-25-2020Regular Certificates Rates
Minimum Term Minimum Balance Dividend Rate Annual Percentage Yield (APY)* 91 Days $2,500 0.15% 0.15% 6 Months $1,000 0.80% 0.81% 1 Year $1,000 1.20% 1.21% 2 Years $1,000 1.60% 1.61% 3 Years $1,000 2.10% 2.12% 5 Years $1,000 2.40% 2.43% * APY calculations are based on monthly compounding and crediting of dividends, and assume dividends remain on account until maturity. Withdrawal of dividends prior to maturity will reduce earnings.
Rates Effective as of: 01-25-2020Jumbo Certificates Rates
Minimum Term Minimum Balance Dividend Rate Annual Percentage Yield (APY)* 91 Days $100,000 0.25% 0.25% 6 Months $100,000 0.90% 0.91% 1 Year $100,000 1.30% 1.31% 2 Years $100,000 1.70% 1.71% 3 Years $100,000 2.20% 2.22% 5 Years $100,000 2.50% 2.53% * APY calculations are based on monthly compounding and crediting of dividends, and assume dividends remain on account until maturity. Withdrawal of dividends prior to maturity will reduce earnings.