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AERO Free Basic Checking Account

Free and flexible checking

We have the perfect checking account to fit your lifestyle.

AERO Free Basic Checking Account


AERO’s free Basic Checking Account is the checking account you’ve been looking for. With no monthly service charges, no minimum balance, and no ‘per check’ charges, it’s the most affordable way to manage your spending. Enjoy free bill pay, direct deposit, online banking, and you’ll also have access to nearly 30,000 fee-free ATMs through Co-Op Financial Services Network. Every Basic Checking Account comes with a free Debit Card to access your cash and make point-of-sale purchases, and you can bank not only in Arizona, but anywhere, 24/7, with our user-friendly mobile app. It only takes a few minutes, so switch today and save! If you are looking for who has the best checking account, then look no further than AERO.


With our AERO Basic Checking account, Courtesy Pay is offered. Courtesy Pay is a noncontractual overdraft protection service that we may offer to our members with eligible share draft (checking) accounts. As long as you maintain your account in good standing, we may cover insufficient fund items up to your approved $500 Courtesy Pay limit. We will charge our $35.00 overdraft fee and send you a notice when an overdraft occurs. You are required to bring your account to a positive balance within 30 days.

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Setting up your account is easy. It takes just a few minutes.