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Top 5 States for Hail Claims

The National Insurance Crime Bureau has released the most recent three-year analysis of insurance claims…

  • September 11, 2019

The National Insurance Crime Bureau has released the most recent three-year analysis of insurance claims associated with hail storms in the United States, and Texas and Colorado continue to remain at the top of the list.

According to a review of claims data from ISO ClaimSearch, there were a total of 2,891,291 hail loss claims from January 1, 2016 through December 31, 2018.

The top five states for hail loss claims were Texas (811,381), Colorado (395,025), Nebraska (163,336), Missouri (153,403) and Kansas (146,206).

The top five cities for hail loss claims during that period were San Antonio, Tex. (75,187), Colorado Springs, Colo. (67,920), Omaha, Neb. (52,803), Denver, Colo. (48,357) and Plano, Tex. (42,659).

Over the three years covered by this report, May had the highest monthly average for hail loss claims with 203,296. June was next with 178,881. April (164,232), March (153,716) and July (96,947) round out the top five.

Of the five policy types providing hail loss coverage, Personal Property-Homeowners was the most affected with 1,657,663 claims or 57 percent of the three-year total. It was followed by Personal Auto with 898, 500 claims and Personal Property – Farm with 149,215 claims.

Tips for Dealing with Contractors Following Hail Damage:

  • Get more than one estimate
  • Don’t be pushed into signing a contract right away
  • Get everything in writing
  • Require references and check them out
  • Ask to see the contractor’s driver’s license and write down the number and the license plate on his or her vehicle

Report Fraud: Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422) or submitting a form on our website.

Headquartered in Des Plaines, Ill., the NICB is a not-for-profit organization exclusively dedicated to preventing, detecting and defeating insurance fraud and vehicle theft through data analytics, investigations, learning and development, government affairs and public awareness.

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