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A Third of All Homeowners Have Put Off Home Maintenance Because of COVID-19

Many homeowners are putting off needed home maintenance due to the COVID-19 pandemic, while others…

  • January 8, 2021

Many homeowners are putting off needed home maintenance due to the COVID-19 pandemic, while others have found they can’t get the help they need due to disruptions and increased demand, according to a new report from property and casualty insurance company Chubb.

Chubb has released the results of its Fourth Annual Homeowners’ Risk Report, which examines the impact of COVID-19 on home safety, protection, and whether homeowners are implementing sufficient risk mitigation behaviors.

Fielded in August 2020, in the midst of the global COVID-19 pandemic, the survey looks at how home risk has evolved, the top property threats facing homeowners, renovation and property maintenance activity, and the trend of homeowners from urban areas actually relocating to the suburbs at an unprecedented rate.

Key findings from this report include:

When it comes to their home, even during a pandemic, homeowners are most concerned about the day-to-day upkeep of their home (60%), maintaining home value (45%), and weather-related water damage (38%). Unfortunately, this suggests that a majority of homeowners may be overlooking the most common and costliest form of property damage—interior water leaks.

A third of all homeowners have put off home maintenance because of COVID-19, and 45% say that COVID-19 has reduced contractors’ ability to address maintenance needs. This is particularly concerning given that delaying maintenance can increase repair and subsequent clean-up costs if a loss does occur.

Prolonged time indoors at home has taken a toll on city-dwellers, with 32% of homeowners from urban areas considering relocating out of their city, on a permanent basis, in pursuit of more space.

For those who are looking for a temporary escape, Americans renting vacation properties during COVID-19 are most concerned about whether the property has been properly cleaned and sanitized before their stay (74%) and who the previous guests were in contact with prior to arrival (54%).