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Loan Protection Products

Protect yourself, family & investments

So you can enjoy life and be worry-free.

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Safeguard your loans


We provide a suite a protection products to help you in case of unexpected life events or if  something should happen to you when you are on the road. Keep your vehicle and your finances secure with these options:


Guaranteed Asset Protection (GAP)


If your vehicle is stolen or involved in a major accident, AERO offers GAP to protect you against financial loss. It’s designed to protect exactly that “gap” or difference between what you owe on your loan and what the primary insurance settlement will pay you.

Depreciation Protection

Protect the Equity of your Vehicle



Depreciation Protection (DP) protects your vehicle equity and hedges against depreciation over the life of the loan. In the event of a total loss, DP provides a waiver benefit equal to the difference between the vehicle value at the time of purchase, less the loan balance at the time of loss up to a maximum waiver benefit of $10,000, or the outstanding loan balance.


Mechanical Breakdown Protection (MBP)


Avoid costly repairs by covering your vehicle with Mechanical Breakdown Protection. This plan extends coverage to many mechanical and electrical components. Coverage is also transferable should you decide to sell your vehicle giving it added resale value.

Essentials for your vehicle


Relax, you’re covered! Auto Essentials provides additional protection beyond MBP such as lost keys, dents and dings, damaged tires, cracked windshields and roadside breakdowns.  It also protects you from increasing your insurance premiums.

Protect what matters


Life is unpredictable and could leave you and your family scrambling to pay monthly bills. Debt Protection can help if there is a death in the family, disability, and unemployment.