Fee Schedule

Fee Schedule

Below is our AERO Federal Credit Union member Fee Schedule that is effective since March 1, 2018. AERO Fee Schedule - AERO Federal Credit Union

Checking & Savings Accounts
ATM or Visa Debit Card  Replacement Rush Order $60.00
Card Replacement $10.00 (after the first replacement)
Check Cashing – Free for members age 25 & under or 55 & older.
– $5.00 – For members with only a savings account and a balance less than $100.
Check Printing Varies – depending on check style and quantity. (1st box is free)
Check Printing (Members 55+) Free Basic Checks
Check/EFT Stop Payment $30.00
Checking Account – Monthly Service Charge Free/No Charge
Courtesy Pay Fee $31.00
Dormant Account (Inactive for 1 year) $5.00 per month (certain exclusions apply)
Excessive Transaction Charge Free/No Charge
Minimum Balance to Avoid Service Charge Free/No Charge
Non Sufficient Check Paid $31.00
Non Sufficient Check Returned $31.00
Non Sufficient Electronics Funds Transfer $31.00
Online Bill Pay Service Free/No Charge
Per Item Service Charge Free/No Charge
Remote Check Deposit (Mobile Deposit) Free/No Charge
Return Deposit Item (member originated) $31.00
Wire Transfers & Western Union
Incoming Free
Outgoing Domestic $20.00
Outgoing Foreign $40.00
Miscellaneous
Account Research/Reconciliation $25.00 per hour
Bad Address Change Free/No Charge
Close Membership $5.00 (within 90 days of account opening)
Escheatment Fee $100 – or 10% of account balance, whichever is greater
eStatements Free/No Charge
Foreign Items Collection Varies
Garnishments/Levies $25.00
Lien release sent to MVD/Paper Titles $10.00
Money Order $3.00
Non Member Check Cashing $5.00
Notary Service Free/No Charge
Official Check Payable to Third Party $3.00
Outgoing IRA Transfer Charge Free/No Charge
Paper Statement $2.00
Pay by Phone Charge Free/No Charge
Statement Copy $2.00
Subordination Processing $100.00
Verification of Deposit $10.00
Visa Gift Card $3.00

 

Current Rates

Savings Secured

Up to 60 months

4.25

%
APR*
Credit Cards

as low as

7.92

%
APR*
Home Equity

Fixed Rate

4.75

%
APR*
Auto Loans

Up to 72 months

2.99

%
APR*
Motorcycle

as low as

4.24

%
APR*
Personal Loans

as low as

7.75

%
APR*
Boats or RVs

as low as

4.75

%
APR*
* Interest rate is based on the loan term and credit score.

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