f you want a low-risk method of earning interest, a Share Certificate may be a good investment for you. Certificates offer an effective means of earning a return on one’s money. Also, Certificates are insured by the NCUA.
Certificates of deposit are bank investment instruments that carry a fixed interest rate and are held for a specified length of time. As opposed to market-based investments, such as mutual funds or annuities, which carry risk because they are tied to the fluctuations of the stock market, Certificates offer stability.
Our certificates have the following
- No fees of any kind
- $1,000 Minimum Investment
- APY calculations are based on monthly compounding of dividends
- Terms available from 91 days to 5 years
* Withdrawal of dividends prior to maturity will reduce earnings.
If you need more detailed information please come in to one of our branches or contact us at 623.334.4701.
Check out the link below to learn more about our Share Certificates and to see what our current rates and terms are today.
We have a wide range of terms to fit your needs in terms of 91 days, 6 months, 1 year, 2 years, 3 years, and 5 years.
Additionally, we offer Jumbo Certificates which offer higher dividend rates when a minimum of $100,000 is invested.