If you want a low-risk method of earning interest, a Share Certificate may be a good investment for you. Certificates offer an effective means of earning a return on one’s money. Also, Certificates are insured by the NCUA.
Certificates of deposit are bank investment instruments that carry a fixed interest rate and are held for a specified length of time. As opposed to market-based investments, such as mutual funds or annuities, which carry risk because they are tied to the fluctuations of the stock market, Certificates offer stability.
Our certificates have the following
* Withdrawal of dividends prior to maturity will reduce earnings. Penalties do apply based on the following:
If you need more detailed information please come in to one of our branches or contact us at 623.334.4701.
We have a wide range of terms to fit your needs in terms of 91 days, 6 months, 1 year, 2 years, 3 years, and 5 years.
Additionally, we offer Jumbo Certificates which offer higher dividend rates when a minimum of $100,000 is invested.
Check out the link below to learn more about our Share Certificates and to see what our current rates and terms are today.