Share Certificates

91 day, 6 month, 1, 2, 3 & 5 year Share Certificates

Offering safety and a high rate of return

Insured

If you want a low-risk method of earning interest, a Share Certificate may be a good investment for you. Certificates offer an effective means of earning a return on one’s money. Also, Certificates are insured by the NCUA.

Stability

Certificates of deposit are bank investment instruments that carry a fixed interest rate and are held for a specified length of time. As opposed to market-based investments, such as mutual funds or annuities, which carry risk because they are tied to the fluctuations of the stock market, Certificates offer stability.

Features

Our certificates have the following

  • No fees of any kind
  • $1,000 Minimum Investment
  • APY calculations are based on monthly compounding of dividends
  • Terms available from 91 days to 5 years

* Withdrawal of dividends prior to maturity will reduce earnings. Penalties do apply based on the following:

  • 30 days interest for 91 days
  • 90 days interest for 6 months
  • 180 days interest for 1 year and up

If you need more detailed information please come in to one of our branches or contact us at 623.334.4701.

Flexibility

We have a wide range of terms to fit your needs in terms of 91 days, 6 months, 1 year, 2 years, 3 years, and 5 years.

Additionally, we offer Jumbo Certificates which offer higher dividend rates when a minimum of $100,000 is invested.

 

Check out the link below to learn more about our Share Certificates and to see what our current rates and terms are today.

 
Check Rates

Current Rates

Savings Secured

Up to 60 months

4.25

%
APR*
Credit Cards

as low as

7.92

%
APR*
Home Equity

Fixed Rate

4.75

%
APR*
Auto Loans

Up to 72 months

2.99

%
APR*
Motorcycle

as low as

4.24

%
APR*
Personal Loans

as low as

7.75

%
APR*
Boats or RVs

as low as

4.75

%
APR*
* Interest rate is based on the loan term and credit score.

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