Loan Rates

Effective November 1, 2013

Loan TypeTermsAnnual Percentage Rate
Auto Loans
New & Used AutoUp to 84 months2.70% – 11.50% *
Used Auto over 6 yearsUp to 36 months2.70% – 11.50% *
Home Equity Loans
Home EquityUp to 15 years4.50% – 11.90% *
Home Equity Line of Credit4.00% – 16.00% **
Boats & RV’s
New Boat & RVUp to 15 years5.50% – 13.00% *
Used Boat & RV 1-3 yearsUp to 12 years6.50% – 14.00% *
Used Boat & RV over 3 yearsUp to 7 years7.50% – 15.00% *
Mobile Home
New Mobile HomeUp to 15 years15.00%
Used Mobile HomeUp to 10 years16.00%
Motorcycle Loans
New MotorcycleUp to 72 months4.50%
Used MotorcycleUp to 60 months5.00%
Visa Cards
Visa Platinum Point Rewards Credit Cardn/a7.92% – 12.84% *
Visa Platinum Cash Back Rewards Credit Cardn/a9.96% – 14.88% *
“Whatever” Loans
Unsecured “Whatever” LoanUp to 60 months7.50% – 17.00% *
Line of Credit
Open-End Line of Creditn/a13.90%
Secured Loans
Savings Secured LoanUp to 60 months4.00%
Certificate Secured LoanNot to exceed certificateCertificate rate rounded up + 2.00%
Vehicle Products
LO/Jack & MBI LoanUp to 36 months7.00%

 

* Interest rate is based on the loan term and credit score.
** Variable rate based on the Prime Rate as published in the Wall Street Journal