Loan Rates

Loan Rates

Effective August 1, 2017

Loan Type Terms Annual Percentage Rate*
Auto Loans
New & Used Auto Up to 84 months 2.99% – 18.00% *
Home Equity Loans
Home Equity Up to 15 years 4.75% – 12.25% *
Home Equity Line of Credit 4.75% – 16.00% **
Boats & RV’s
Boat & RV (0 – 3 years) Up to 15 years 4.75% – 12.25% *
Boat & RV (over 3 years) Up to 12 years 5.75% – 13.25% *
Mobile Home
New Mobile Home Up to 15 years 15.00%*
Used Mobile Home Up to 10 years 16.00%*
Motorcycle Loans
New  & Used Motorcycle Up to 84 months 4.24%* – 11.74%*
Visa Cards
Visa Platinum Point Rewards Credit Card Revolving 7.92%* – 12.84% *
Visa Platinum Cash Back Rewards Credit Card Revolving 9.96% *- 14.88% *
Personal Loans
Unsecured Loan Up to 60 months 7.75%* – 17.25%*
Line of Credit
Open-End Line of Credit Revolving 13.90%*
Secured Loans
Savings Secured Loan Up to 60 months 4.00%*
Certificate Secured Loan Not to exceed certificate Certificate rate rounded up + 2.00%***
Credit Builder Loan Up to to 36 months Certificate rate rounded up + 4.00%*
Vehicle Products
MBI Loan Up to 36 months 7.25%*

* APR=Annual Percentage Rate rage: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.
** Variable rate based on the Prime Rate as published in the Wall Street Journal.
***Floor Rate is 4.00%

Current Rates

Savings Secured

Up to 60 months

4.00

%
APR*
Credit Cards

as low as

7.92

%
APR*
Home Equity

Fixed Rate

4.75

%
APR*
Auto Loans

Up to 72 months

2.99

%
APR*
Motorcycle

as low as

4.24

%
APR*
Personal Loans

as low as

7.75

%
APR*
Boats or RVs

as low as

4.75

%
APR*
* Interest rate is based on the loan term and credit score.

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