Money Market & IRAs

Money Market & IRA Rates

December, 2018

Daily Balances Dividend Rate Annual Percentage Yield*
Money Market Savings Accounts
$100,000 & Up 0.60% 0.60%
$50,000 to $99,999.99 0.50% 0.50%
$20,000 to $49,999.99 0.40% 0.40%
$5,000 to $19,999.99 0.30% 0.30%
IRA Savings Accounts
$5.00 & Up 0.25% 0.25%

If you’re looking for effective Money Market & IRAs, then AERO Federal Credit Union is your resource to getting the most out of your investments whether they are large or small.

Money Market Savings Account Features

Our Money Market Account pays high yields without term limits

  • No fees of any kind
  • Monthly Statement
  • Dividends are calculated on daily balances and paid monthly
  • Minimum balance of $5,000
  • You may save by payroll deduction
  • Money market savings balances can be used as collateral for a loan
  • Dividend rate and APY are subject to change monthly

*APY = Annual Percentage Yield. For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by our Board of Directors. Money market Accounts are a tiered variable rate accounts and the rate and APY* are subject to change after account is opened. Must have a balance of $5,000 to open and maintain the account and to obtain the disclosed APY*


IRA Savings Account Features

Our IRA Savings Account can be opened with a minimum balance of $5.00 and pays a highly competitive dividend rate.

  • Both Traditional and Roth Ira account types are offered
  • Dividends are calculated on daily balances and paid quarterly
  • You may save by payroll deduction
  • Dividend rate and APY are subject to change quarterly

Current Rates

Savings Secured

Up to 60 months

4.00

%
APR*
Credit Cards

as low as

7.92

%
APR*
Home Equity

Fixed Rate

5.25

%
APR*
Auto Loans

Up to 72 months

3.24

%
APR*
Motorcycle

as low as

4.74

%
APR*
Personal Loans

as low as

8.25

%
APR*
Boats or RVs

as low as

5.25

%
APR*
* Interest rate is based on the loan term and credit score.

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