Savings and Checking Rates

Get in on our incredible Savings and Checking Rates from AERO Federal Credit Union.  Enjoy the perks that comes with being a member and with our help you can finally start planning for a more financially secure future.

February, 2019

Daily Balances Dividend Rate Annual Percentage Yield*
Savings Accounts
$5.00 & Up 0.10% 0.10%
Rewards Checking Accounts
$5.00 & Up 0.05% 0.05%

Savings Account Features

Our Savings Accounts can be opened with a minimum balance of $5.00 and pay a highly competitive dividend rate.

  • Dividends are calculated on daily balances and paid quarterly.
  • You may save by payroll deduction.
  • No service charge for withdrawals.
  • Regular savings balances can be used for overdraft protection.
  • Savings balances can be used as collateral for a loan.
  • Dividend rate and APY are subject to change quarterly.

Checking Account Features

AERO Total Checking offers these features:

  • FREE CHECKING – You will not be charged a monthly service fee on our basic checking account.
  • Free Checks – When you open your account your first box of standard checks is FREE. Members 55 years and older receive free unlimited checks.
  • Direct Deposit – Sign up for direct deposit and your paycheck will be deposited directly to your checking account each payday. Joint owners may also sign up through their employer.
  • Dividend Bearing Account – Dividends are calculated on daily balances and paid monthly on rewards checking accounts.
  • Free  Bill Pay Service – AERO Bill Pay Service is available to pay your monthly bills online through our internet home banking site.
  • Overdraft Protection – You may wish to apply for an Open End Line of Credit or AERO will automatically transfer funds from your primary savings to cover any overdrafts you may write at no charge.
  • Courtesy Pay – You only pay our standard NSF fee if you use Courtesy Pay to cover an insufficient item. Click here for details.

*APY = Annual Percentage Yield For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by our Board of Directors.

Current Rates

Savings Secured

Up to 60 months


Credit Cards

as low as


Home Equity

Fixed Rate


Auto Loans

Up to 72 months



as low as


Personal Loans

as low as


Boats or RVs

as low as


* Interest rate is based on the loan term and credit score.

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