GAP Insurance

Don’t leave yourself vulnerable, get GAP Insurance

Are you financing or leasing your car, light truck, or SUV? Did you know that if it’s totaled or stolen, you could face a financial risk that your auto insurance policy may not cover? Guaranteed Asset Protection (GAP Insurance) coverage protects you against this risk!

Protect Your Investment

In the event of theft or total loss of your vehicle, most insurance companies only pay the cash value of the vehicle at the time of the loss.  Your remaining loan balance could be much greater than the cash value of your vehicle creating a deficiency of several thousand dollars that you’re liable for! What is the “GAP” on your vehicle? You may be surprised at the answer!

  • Easy to purchase
  • GAP Insurance Advantage Pays $1,000 Towards a New Vehicle Purchase
  • Auto Deductible Reimbursement

The GAP Auto Advantage gives you further peace of mind. If the vehicle you are now purchasing ever becomes “totaled”, or is stolen and not recovered, GAP Advantage pays an additional $1,000.00 toward the purchase or lease of a replacement vehicle. Not only will you receive the difference between the value of your vehicle and its unpaid loan or lease balance, you also get a head start on financing or leasing a new or used replacement vehicle when you refinance or lease through the same financial institution.

Discover how AERO Federal Credit Union and a GAP Insurance policy can keep you protected in the event of an accident or theft.

 

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Get Protected

GAP Insurance offers an additional measure of family security and peace-of-mind by reducing the financial burden that may be incurred if your vehicle is stolen or totaled. Additionally, GAP Insurance prevents the deficiency loan balance from being added to a new loan in the event of a total loss, pays up to $500 per loss when it’s filed or paid by the insurance company, and serves to protect your credit rating. GAP Insurance can be purchased at a low, one-time cost.

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Current Rates

Savings Secured

Up to 60 months

4.25

%
APR*
Credit Cards

as low as

7.92

%
APR*
Home Equity

Fixed Rate

4.75

%
APR*
Auto Loans

Up to 72 months

2.99

%
APR*
Motorcycle

as low as

4.24

%
APR*
Personal Loans

as low as

7.75

%
APR*
Boats or RVs

as low as

4.75

%
APR*
* Interest rate is based on the loan term and credit score.

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