Credit Builder Benefits
An easy way to build & improve your credit history
This loan is perfect to help build your credit without the stress. First, the money you borrow is placed in a Share Certificate (you can deposit as little as $500). Then, we give you a loan for the same amount of money. Pay off the loan, and your original savings will be available to you again. Your successful payment history will be reported to the credit bureaus and will positively impact your credit score.
$500 – $5,000 loans
Flexible terms from 6 months – 3 years
Competitive rates
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Credit Builder Rates
| Type | Term | APR* |
|---|---|---|
| Credit Builder Loan | Up to to 36 months | * |
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* APR=Annual Percentage Rate rage: Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and our underwriting standards.