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Online Banking

Rewards Checking

For the best checking account, try AERO Rewards Checking

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Rewards Checking Benefits

We’ve got you covered with the following checking account benefits:

  • Shopping and Dining Discounts

    Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.

  • Cell Phone Protection

    Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.

  • Roadside Assistance

    Available 24/7 and free to use, up to $80 in covered service charges.

  • Identity Theft Aid

    Includes payment card fraud resolution, $10,000 in personal identity theft benefit, and identity restoration.

  • Health Savings Card

    Save money on prescriptions, eye exams, frames, lenses, and hearing services.

  • $10,000 Travel Accidental Death Insurance

    Peace of mind for the unexpected.

  • Overdraft Coverage Options

    Available for overdraft protection.

  • Competitive Dividends

All for the low cost of $5 per month.

Rewards Checking Rates

Daily Balances Dividend Rate APY**
$5 & Up

  • **APY = Annual Percentage Yield. For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by our Board of Directors.


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Overdraft Coverage Options

With our AERO Rewards Checking Account, Overdraft Coverage Options are offered. Overdraft Coverage Options is a noncontractual overdraft protection service that we may offer to our members with eligible share draft (checking) accounts.

As long as you maintain your account in good standing, we may cover insufficient fund items up to your approved $500 Overdraft Coverage Options limit. We will charge our $35 overdraft fee and send you a notice when an overdraft occurs. You are required to bring your account to a positive balance within 30 days.

What our members have to say

  • We are so pleased with AERO and all their employees and the services they provide. It's a completely different banking experience. They make everything SO EASY. They are available and one on one; you don't feel like a number. We have checking, savings, and our car loan through them. We will be lifelong customers at AERO.

    - Bev D. -

  • I’ve been with AERO Federal Credit Union for about 15 years. Great rates and the best service! Hands down the best credit union.

    - Crystal T. -

Frequently Asked Questions


  • Yes. An original receipt is required with a maximum of $5 per transaction. Must be submitted within 30 days.

  • Yes. All our checking accounts are insured by the NCUA up to $250,000.

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