Share Certificate of Deposit Benefits
A Share Certificate is a low-risk method of earning dividends and offers an effective means of earning a return on your money. Share Certificates carry a fixed rate and are held for a specified length of time as opposed to market-based investments such as mutual funds or annuities. The longer you put your money aside, the higher the return will grow. Start earning today with just a $500 investment.
Fixed rates
$500 minimum investment
Terms range from 3 months to 60 months
Penalties apply for early withdrawal
Jumbo Share Certificates are available with a minimum investment of $100,000
Share and IRA Certificate Rates
| Term | Compounding | Dividend Rate | APY** | ||
|---|---|---|---|---|---|
| 3 Month* | Monthly | ||||
| 6 Month* | Monthly | ||||
| 1 Year | Monthly | ||||
| 1.5 Year | Monthly | ||||
| 2 Year | Monthly | ||||
| 3 Year | Monthly | ||||
| 4 Year | Monthly | ||||
| 5 Year | Monthly | ||||
| Jumbo Certificates | Rates are 0.10% higher than a regular certificate. | ||||
-
**APY calculations are based on monthly compounding and crediting of dividends, and assume dividends remain on account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. *For more information on monthly terms, please call 623.334.4701.
How to Get Started
-
Enter your term details into the calculator on this page
Fill out the form below to contact us about an AERO Certificate of Deposit
-
Give us a call
Click to call us at (623) 334-4701
Certificate of Deposit Calculator
Contact Us For More Information
Interested in a Share Certificate? Submit your contact information below and we'll reach out with more details.