Home Equity Loan Benefits
Turn the equity in your home into a powerful financial tool!
A home equity loan is a second mortgage that allows you to borrow against the equity in your home. You’ll receive a one-time lump-sum payment at closing with a monthly schedule of payments for the life of the loan. AERO Federal Credit Union makes sure to keep our already low fees to an absolute minimum, so you’ll keep more cash in your pocket. We have very little in terms of overhead costs and fees. We simply want to provide our members with the best home equity loan in Arizona. Used the right way, this loan can give you a boost to improve your quality of life or financial health in the long term.
Make home improvements
Consolidate debt
Pay for a wedding or dream vacation
Home Equity Rates
| Type | APR* (as low as) |
|---|---|
| Home Equity | – * |
| Home Equity Line of Credit | – ** |
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*Annual Percentage Rate (APR) may change without notice. Actual rates may vary depending on the term of loan, amount financed, and personal credit history. Rates are subject to change. Certain restrictions apply. All loans are subject to credit approval.
**Variable rate based on the Prime Rate as published in the Wall Street Journal. Disclosure
How to Get Started
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Calculate payment
Use our handy calculator to enter your information to see your estimated payment.
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Find out what your options are
Work with one of our experienced team members to discuss your options and find a program that works for you.
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Fill out an easy online application
Apply in person or online using the online application.
Home Equity Calculators
Calculate Monthly Payment
Use this calculator to determine a monthly payment.
Home Equity Calculator
Use this calculator to determine the amount you could borrow on your home.