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Skip-A-Payment

Give your budget a break

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Skip-A-Payment Benefits

Enjoy a month off from your AERO loan(s)

If you choose to skip a payment, your current due date will be advanced. Interest will continue to accrue on your loan during the skipped payment period at the rate disclosed on your original agreement. In addition, your credit rating won’t be negatively affected.

Skip-A-Payment Program Eligibility

In order to be eligible:
  • Your account must be in good standing
  • You must have full coverage insurance in place
  • You may only skip two payments during the current calendar year
  • You must have made at least four consecutive payments on your loan
  • Real Estate loans (including HELOCs), Visa Credit Cards, and other Lines of Credit are not eligible for any skip payment offer
  • Your loan must be current and the next payment due date must be at least 5 calendar days and no more than 45 days in the future

How to submit a Skip-A-Pay Application

  1. Login

    Login to your AERO online banking account

  2. Transfer & Pay

    Select the Transfer & Pay option

  3. Skip A Payment

    Select Skip a Payment option

  4. Review all eligible accounts

Skip-A-Pay Program Details

  • Members are responsible for cancelling any automatic payments

  • There is a fee for each skip payment request

  • Funds must be available in your AERO Credit Union account at the time of the request

  • Requests will be processed by the end of the next business day and are subject to approval

 

What our members are saying

  • I just wanted to send you a sincere “Thank You” for all the work you put in to help me with the refi. It’s not just this occasion that you are always there for me, but has been many times over the years since I’ve known you. I really appreciate you as a professional, and friend.

    - Craig U. -

Frequently Asked Questions


  • If you choose to skip a payment, your current due date will be advanced. Interest will continue to accrue on your loan during the skipped payment period at the rate disclosed on your original agreement. In addition, your credit rating will not be negatively affected.

  • Yes. Once we’ve approved and processed your request, a $35 processing fee will be assessed.

  • You can use Skip-A-Pay two times a year.

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